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Customer Agreement

This Agreement is a contract between You and ACM Wallet.  It sets out the terms and conditions under which You may purchase products online from ACM Wallet

Please read the following terms and conditions carefully before placing your order on ACM Wallet website. By completing the customer application process and using ACM Wallet website, You agree to be bound by the terms and conditions of this Agreement.


    • "Agreement" means an agreement between You and ACM Wallet to supply Goods. The Agreement consists of the Order and these Conditions.
    • "Conditions" means these Conditions and any agreed written variations.
    • "Delivery Address" means the address to which the Goods are to be delivered as stated on the Order.
    • "Goods" means Goods described in an Order and includes packaging.
    • "Intellectual Property Rights" includes all rights in respect of copyright, trademarks, patents, designs, protection of confidential information and circuit layouts, whether arising under statute or otherwise.
    • “Minimum Amount” means the minimum amount (excluding the Delivery Charge) required to place an Order with ACM Wallet.
    • "Order" means an order by You to purchase Goods from ACM Wallet.
    • "Product List" means the list of Goods displayed on ACM Wallet Internet site as amended from time to time.
    • "Delivery Charge" means the fee payable to ACM Wallet in respect of delivery of the Goods and handling costs associated with processing your Order.

    2.1 What is the Agreement?

    The entire agreement between You and ACM Wallet for the purchase of Goods by You from ACM Wallet is:

    (a) these Conditions; and
    (b) the terms of the Order.

    2.2 When the Agreement is formed

    An agreement exists between You and ACM Wallet once:

    (a) ACM Wallet accepts an Order; or
    (b) ACM Wallet receives the Order and does not reject it within fourteen days.

    2.3 Each Order is a separate agreement.

    2.4 Set-Off

    If You owe money to ACM Wallet under one agreement, ACM Wallet may set-off that money against any money that You owe to ACM Wallet under another agreement. If ACM Wallet owes money to You under one agreement ACM Wallet may set-off that money against any money that it owes You under another agreement.

    3.1 Application to be completed

    You must complete a customer application before placing an Order for Goods on ACM Wallet website. You warrant that all information and data provided by You in the customer application is accurate, complete and up to date. You will promptly inform ACM Wallet if there is any change to this information or data.

    3.2 Set up costs

    You are responsible for any costs associated with accessing the ACM Wallet website and placing orders for Goods ACM Wallet website including any Internet provider fees.


    4.1 Orders

    You will place an Order on ACM Wallet website by selecting Goods and pressing the "Submit Order" button. Orders will be deemed to have been received by ACM Wallet at the time of successful transmission of the Order. An Order must be equal to or more than the Minimum Amount.

    4.2 Delivery of the Goods

    ACM Wallet will deliver the Goods to You at the Delivery Address within 48 hours of the next working day of sending an order. The Goods will be delivered regardless of whether or not any person is at the Delivery Address to receive the Goods.

    4.3 Delivery Charge

    You will be advised by ACM Wallet of the delivery charge (or such other fee as may be specified by ACM Wallet) in respect of each Order.

    5.1 Risk and Title

    Property and risk in the Goods passes to You upon delivery and payment of the Goods to the Delivery Address.

    5.2 Returns or Refunds

    You can contact ACM Wallet immediately (email address is to be advised), if you are not satisfied with the quality of the Goods you have purchased. Goods can be returned with 100% refund, providing the goods is in new condition. We will assess your request for a credit or refund of the purchase price. The return goods are limited to within 7 days of goods being received. Outside this time, there will be no refunds

    6.1 Price of Goods

    The price of the Goods you must pay will be the price shown on the Product List at the time you order the Goods.

    6.2 Delivery Charge

    You also agree to pay the Delivery charge in respect of each Order.

    6.4 Method of payment

    You shall pay for the Goods at the time of order and Orders may paid by credit cards (Bankcard, MasterCard, Visa,). ACM Wallet also accepts cheque, money order, direct bank credit payable to ACM Wallet

    ACM Wallet aims to include in the Product List up-to-date pictures of the Goods. At times, the picture of the Goods on the Product List may differ from the Goods actually supplied to You.
    You will be advised by email from ACM Wallet if goods you order are out of stock.


    9.1 You acknowledge that ACM Wallet or its related corporations own or are licensed to use all Intellectual Property Rights in ACM Wallet (including, but not limited to, any images, photographs or text which appears on the site). You agree that You will make no representation to the contrary, and that You must not use or copy ACM Wallet in any manner which is inconsistent with the rights of the owner or licensee of such Intellectual Property Rights.

    9.2 You acknowledge that any trademarks or logos which appear on ACM Wallet website are owned by or licensed to ACM Wallet or its related corporations, and that You must not do anything to prejudice the rights of the trademark owner or licensee to such trademarks or logos.

    10.1 You acknowledge that ACM Wallet is provided "AS IS" and that ACM Wallet is not making and has not made any warranty or representation as to ACM Wallet' suitability for any particular purpose. You agree that in using ACM Wallet website, You are not relying on any statement or representation made by ACM Wallet which is not expressly contained in this Agreement.

    10.2 You agree that any liability of ACM Wallet arising out of or in connection with any breach of any express or implied warranty or condition in respect of goods supplied to You through use of ACM Wallet (other than a condition or warranty implied by legislation which does not permit ACM Wallet' liability to be limited as stated in this clause 10.2) will be limited to: - if the condition relates to goods, the replacement of the goods or the supply of equivalent goods; and

    10.3 You agree that the entire risk arising out of installation, down loading, use or performance of any software remains with You. To the extent permitted by law, You release and discharge ACM Wallet and its related corporations from all forms of direct, special, indirect or consequential loss or damage (including loss of profits, loss of data or loss or damage that may reasonably have been supposed to have been in the contemplation of the parties as at the date of this Agreement) arising out of or in connection with ACM Wallet or this Agreement, including, without limitation, loss or damage caused by the negligence of ACM Wallet or its related corporations.

    ACM Wallet may add to, delete, or otherwise change any of the terms of this Agreement by giving You notice as provided in clause 15. Your use of ACM Wallet after notice will constitute your deemed acceptance of such changes.

    For details on the ACM Wallet Privacy & Security Statement, please click on the link Privacy & Security (To be advised)

    ACM Wallet may terminate or suspend this Agreement at any time by delivering notice (as specified in clause 15) or by sending You a system message advising that your shopping privileges have been removed. If this occurs, please contact ACM Wallet directly (email address is to be advised). Termination of this Agreement shall be effective the day notice is received or such later date as specified in the notice.

    ACM Wallet may give notice to You by electronic mail, conventional mail to your address contained in the membership registration information or notice posting on the ACM Wallet website. You may give notice to ACM Wallet by electronic mail to (email address is to be advised)

    Each provision of this Agreement (including these Conditions) are severable. Severance does not affect any other provisions.
  16. New South Wales LAW APPLIES

    The laws of NSW Govern this Agreement.
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